资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.

Voluntary Benefits Bolster Recruitment and Retention Efforts

It gives employees a chance to select extras that the standard health care plan doesn't offer, which can be highly attractive to today's consumers Employers can also use voluntary benefits to round out their health care plans with a menu of items that cover everything from family vision care to pet insurance. This helps companies to address the specific heath and financial needs of candidates, to help the stretch their future paychecks even further.

The Advantages of Offering Voluntary Employee Benefits

In terms of being adaptable to the needs of employees, there are very few benefits that are like voluntary plans. Voluntary plans cover many of the gaps that traditional health benefits do not cover. For example, a health care plan may require dental services for minors, but not for adults. The voluntary dental program can cover things like routine cleanings and other preventative measures that help support good oral health.

Customizing Voluntary Benefit Plans

There are several areas where voluntary benefit plans exceed the customization options of other types of wellness and financial benefits. This is a continual trend that we will see more of. Financial wellness benefits can include budgeting software, company matched savings plans, employee purchase programs, discount cards, credit union access, and even short term financing to help employees who otherwise cannot get credit to purchase things they need. Some companies offer support for buying of leasing vehicles, pay off college loans, arrange for special discounts and deals on home rentals and purchases, and even provide access to tuition for college expenses.

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